The growth of the retail and pharmacy divisions of CVS Health has been staggering, and CVS Health’s other moves in the healthcare industry have positioned it to be a disruptive force. Over the past ten years, they have been positioning themselves to become a vertically integrated healthcare provider. Ownership of a large health insurance company will allow CVS Health to compete in new ways, and their market presence in pharmacy and basic healthcare services will set them apart from others in the insurance industry.